Loan Management System
Seamless Integration:
Fast integration through RESTful APIs for easy connectivity with internal and third-party systems.
Scalable Infrastructure:
Highly scalable system with linear cost management to support growth.
Flexible Configuration:
Customizable product settings, including pricing strategies and fee management.
Loan Management:
Full control over loan approval, restructuring, refinancing, and post-loan management in real time.
Risk Management:
Utilize customer risk profile-based interest strategies for optimal risk management.
Regulatory Compliance:
Comprehensive reporting module to meet regulatory and internal compliance requirements.
Agility:
Improve time to market with flexible configuration and reduce delays caused by legacy systems. Portfolio Tracking: Real-time dashboard for monitoring loan account portfolios.
Efficiency:
Streamline processes like KYC, underwriting, and loan reviews to reduce operational friction.
Module and Features
Credit Management and Score Tracking for Financial Health: The Credit module provides tools for managing credit accounts, tracking loan balances, and assessing creditworthiness with credit scores and reports. It enables users to stay informed of their credit health, helping them make responsible financial decisions.
Loan Product Management
Manages the creation and configuration of loan products.
Loan Application
Handles the submission and processing of loan applications.
Loan Account Management
Oversees the management of individual loan accounts.
Loan Interest Management
Manages interest rates and rules for loans.
Loan Disbursement
Processes and manages loan payouts to borrowers.
Loan Transaction Management
Tracks and manages all loan-related transactions.
Loan Interest Calculation
Automates the calculation of loan interest.
Loan Repayment Strategy Management
Manages strategies and rules for loan repayment.
Loan Repayment
Facilitates loan repayment processing.
Loan Write Off
Handles the write-off of non-recoverable loans.
Restructuring
Manages the restructuring of loan terms and conditions.
Close Loan
Processes the closure of a loan upon full repayment.
Cancel Transaction
Handles the cancellation of loan-related transactions.
Loan Report
Generates reports related to loan activities.
Collection Task Management
Manages the tasks associated with loan collection.
What's included
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